We often have more lenient approval criteria compared to traditional lenders. We consider factors beyond just credit scores, such as income, assets, and the borrower's overall financial situation. This flexibility increases the chances of approval for individuals with poor or bad credit.

We typically have streamlined processes and fewer bureaucratic hurdles compared to banks. As a result, we can often provide quicker approvals and faster access to funds, often in as little as 21 days. This can be particularly advantageous for borrowers who need immediate financing for time-sensitive situations.

We have more flexibility in setting loan terms and may be able to tailor repayment schedules, interest rates, and other conditions to suit the borrower's specific needs and financial situation. This personalized approach allows for more manageable repayment plans, taking into account the borrower's ability to repay the loan.